In this episode of Retirement Your Way, Bradley Hardin and Matt McClure dive into the upcoming Social Security changes for 2026, including cost-of-living adjustments, higher taxable wage limits, Medicare premium increases, and a brand-new tax deduction for seniors. They break down how these changes impact retirees, pre-retirees, and workers still paying into the system—and why many of these updates may mean less income in your pocket than expected.
Bradley and Matt also explore one of the biggest questions listeners have: “Can I trust that Social Security will still be there for me?” Their answer: yes, but not necessarily at today’s benefit levels. And that means every retiree must build a plan that can stand on its own two feet—Social Security should be the cherry on top, not the whole sundae.
The episode continues with strategies for budgeting during the holidays, preparing for market volatility, managing sequence-of-returns risk, and creating guaranteed lifetime income through personal pensions like fixed indexed annuities. Matt and Bradley also issue an urgent reminder for anyone age 73 or older: RMDs must be taken before December 31, with no exceptions.
Packed with practical action steps, retirement income insight, and truly listener-friendly explanations, this episode helps you begin 2026 with clarity and confidence.
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About the Hosts:
Bradley serves as an Investment Advisor Representative and Registered Social Security Analyst. Madison is a licensed life and health insurance agent and also a Registered Social Security Analyst.
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Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and AmeriLife are separate companies but are affiliated through common ownership. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents. Not affiliated with the United States government. Bradley and Madison Hardin do not offer tax or legal advice. Consult with your tax advisor or attorney regarding specific situations. Opinions expressed are subject to change without notice. These opinions are not intended to predict future performance of any product. All information provided is believed to be from reliable sources. However, we make no representation or warranty as to the accuracy of any statement. This information is intended to be educational in nature and does not provide a guarantee or a specific result. All copyrights and trademarks are the property of their respective owners. AmeriLife assumes no responsibility or liability for the content of this message. The information contained herein is provided on an as-is basis with no guarantees of completeness, accuracy, usefulness, timeliness, or the results obtained from the use of this information.
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